Personal Checking

Benefits Hometown Advantage F&M Hometown Checking F&M Student Checking F&M 50 Club Now
Minimum Opening Deposit $100.00 $100.00 $50.00 $500.00 $1,000.00
Minimum Balance $0 $0 $0 $500.00 $1,000.00
Monthly Service Fee $3.00** $3.00** $3.00** $7.00** $12.00**
Interest Bearing Red check mark

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Free F&M Checks


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Free Online Banking Red check mark Red check mark Red check mark Red check mark Red check mark
Free Online Bill Pay Red check mark Red check mark Red check mark Red check mark Red check mark
Free ATM/Visa Debit Card (where qualified) Red check mark Red check mark Red check mark Red check mark Red check mark
Free F&M ATM Transactions Red check mark
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Limited Free Foreign ATM Transactions Red check mark



Unlimited Check writing Red check mark Red check mark Red check mark Red check mark Red check mark
Details Hometown Advantage Details F&M Hometown Details F&M Student Details F&M Club 50 Details Now Details