Skip Navigation Download Adobe® Acrobat Reader to view Portable Document Format (PDF).

Privacy Policy

Rev. Date 09/20
FACTS	WHAT DOES FARMERS & MERCHANTS NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number Income Account balances Payment history Transaction history Credit history When you are no longer our customer, we continue to share your information as described in this notice.
HOW?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Farmers & Merchants National Bank chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information	Does Farmers & Merchants National Bank share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don't share
For non-affiliates to market to you	No	We don't share

QUESTIONS?	Call toll-free 1-888-445-8574 or 618-327-4401 or go to www.bankwithfmb.com

WHAT WE DO
How does Farmers & Merchants National Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers & Merchants National Bank collect my personal information?	We collect your personal information, for example, when you Open an account Apply for a loan Provide employment information Make a wire transfer Show your driver's license We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law.)

DEFINITIONS
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Farmers & Merchants National Bank has no affiliates.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Farmers & Merchants National Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Farmers & Merchants National Bank does not jointly market.

OTHER IMPORTANT INFORMATION
For Illinois Customers. We will not share personal information with non affiliates either for them to market to you or for joint marketing - without your authorization. If you would like to request a paper copy of this notice, please call 618-327-4401.