Hometown Advantage
No minimum balance, plus FREE ATMs Nationwide!*
Other Account features:
- No minimum balance
- Unlimited check writing
- Check images returned
- Free F&M Internet banking
- Free bill pay
- Free ATM or debit card (where qualified)
- $100.00 opening deposit required
- $1,025 daily debit card limit, includes $300 cash
*Free ATM fee refunds up to $15 per month. Refunds are automatic and receipts are not required to receive refunds.
**$3 Monthly service charge if not enrolled for e-statements
F&M Hometown Details
- No minimum balance
- Unlimited check writing
- Check images returned
- Free F&M Internet banking
- Free bill pay
- Free ATM or debit card (where qualified)
- $100.00 opening deposit required
- Monthly Service Fee is waived if enrolled for E-statement , age 65 and over or active military
- $1,025 daily debit card limit, includes $300 cash
F&M Student Checking
- No minimum balance
- Unlimited check writing
- Free F&M Internet banking
- Free bill pay
- Free debit card (where qualified)
- Direct deposit of benefits
- $50.00 opening deposit required for student checking
- Student accounts--up to age 22
- $300 daily debit card limit
**$3.00 monthly service charge waived for active military
**$3.00 monthly service charge waived for student accounts that are enrolled in e-statements
**$3.00 monthly service charge waived for student accounts that are enrolled in e-statements
F&M 50 Club
- Must be 50 years or older
- Unlimited check writing
- Check images returned
- Free F&M Internet banking & Bill Pay
- Free debit card (where qualified)
- Interest on balance of $1000.00 or more
- Free F&M Club checks
- Five free photocopies per month
- Notary service
- Bonus points on CDs of $2,500.00 or more for term of 12 months or longer
- $500.00 opening deposit required
- $7.00 monthly service charge if balance falls below minimum balance of $500.00 any day during monthly statement cycle
- $1,025 daily debit card limit, includes $300 cash
**At this time we are still servicing the existing F&M Club accounts, but not opening any new F&M Club accounts, as of 6-6-16
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