Savings
Passbook Savings Account
- $5.00 opening deposit required
- Interest added back quarterly to the account
- No monthly fees (maximum of six withdrawals per month to avoid fees)
Christmas Savings Account
- Minimum of $5.00 to open
- No withdrawals can be made from the account
- Starts in September and continues to the following September
- A check is printed for the balance plus the interest and automatically mailed to the customer
- Penalty for Early Withdrawal
Vacation Savings Account
- Minimum of $5.00 to open
- No withdrawals can be made from the account
- Starts in April and continues to the following April
- A check is printed for the balance plus the interest and automatically mailed to the customer
- Penalty for Early Withdrawal
Cool Kids Savings
What a great way to teach your children the value of saving!
- Ages 0 to 12 years old
- Child Friendly Passbook
- At account opening, receive a cool t-shirt or bib!
- Rewards Card - After they fill their card with 10 punches, they get to pick a prize from our Kids Club Treasure Chest and get to register for an awesome quarterly drawing prize!
- For every deposit of at least $5, your child receives a punch on their very own rewards card.
- If your child already has a passbook savings account with F&M, just give us a call today and we will make sure they get a rewards card!