Farmers & Merchants National Bank

Spatial view of electronic banking
 

Let us help you manage your business with our new

Cash Management products!

 
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online banking

Free, secure online banking and mobile banking let you whenever and wherever!




Serving the Banking Needs of Illinois Communities

 
At Farmers and Merchants National Bank, we believe in putting our community first.  From small town communities in Washington County to  metro communities in St. Clair County, we're committed to making banking simple, friendly and convenient.  No matter which of our branches you visit or what your needs are, prepare for a banking experience that makes you feel like a valued member of the community.  
 

 

Check-Out Our Hornet Of the Week

Presented By 
Farmers & Merchants National Bank 
and 
WNSV 104.7 
Withers Broadcasting Companies
 


Our Products

We offer a complete range of personal banking products designed to help you
accomplish your goals.
 
 

Managing your money day to day is so much easier when you have a checking account that fits you.

View our Checking Products

Check out our wide array of business products all designed to make your business run as smoothly as possible. 

View our Business Products

Learn more about our online and mobile banking.  Another way to make banking more convenient for our customers!

View our Online & Mobile Information

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Agriculture Lending

Farmers & Merchants recognizes the significant role agriculture plays in our community and looks forward to helping you finance your farming operations.

Ag Lending Options

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Certificates of Deposit-IRA-MMDA

Farmers & Merchants offers some great investment options.  From certificates of deposit to IRA's to money market accounts, check them out today!

Person counting dollar bills

Real Estate Lending

Looking for a new home?  Check out our amazing real estate products.  Let F&M Bank be a part of making your dreams come true!